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Standard Bank ZA
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Standard Bank South Africa Home Loan


Rate 10.00%
APR 10.25%
Currency ZAR

The rate is applicable for its variable rate product. The maximum amount or LTV is 95%. The bank also offers fixed rate loans as well. More conditions are available from the website link.


The rate of 10.00% is 0.08% lower than the average 10.08%. Also it is 0.25 % lower than the highest rate 10.25 Updated May, 2018

on Standard Bank ZA's secure website

The rate is applicable for its variable rate product. The maximum amount or LTV is 95%. The bank also offers fixed rate loans as well. More conditions are available from the website link.


The rate of 10.00% is 0.08% lower than the average 10.08%. Also it is 0.25 % lower than the highest rate 10.25 Updated May, 2018

on Standard Bank ZA's secure website

Rate 10.00%
APR 10.25%
Currency ZAR

Compare Standard Bank ZA Loan rates

Account Name Rate
Standard Bank 1 Month Fixed Deposit 5.45%
Standard Bank 3 Month Fixed Deposit 5.75%
Standard Bank Savings Account 2.60%

Compare Home Loan rates in South Africa

Account Name Rate
Nedbank Home Loan 10.00%
FNB Home Loan 10.25%

Standard Bank ZA Discussion

  • Q: I have a home loan with STB, I want to know why am I charged more than 10% interest on my home loan?

    Reply Daphney from Johannesburg, South Africa
  • Q: At what percentage will I be charged for a R255000 home loan from standard bank including if I pay the conveyancing cost?

    Reply george from South Africa
  • Q: What is the average rate for homeloan

    Reply Martin from Johannesburg, South Africa
    • R: At what percentage will I pay on your home loane? Or mortgage bond after borrowing plus my deposit of all the transfer costs?

      Reply george
  • Q: If I would want to apply for redeeming my mortgage, how long will it take to finalise it?

    Reply Auret van Zyl from United Kingdom
  • Q: I have a home loan with standard bank but I need to know if standard bank can be able to finance me if I need to buy a car. I will be cancelling some of my expenses in order to accommodate the car instalment. at the moment my bank statement shows that i am left with nothing after paying for my responsibilities but i know that I can afford because i will be dropping off some of my responsibility like the medical aid.

    Reply Princess from South Africa