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Standard Bank ZA
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Standard Bank South Africa Home Loan


Rate 10.00%
APR 10.25%
Currency ZAR

The rate is applicable for its variable rate product. The maximum amount or LTV is 95%. The bank also offers fixed rate loans as well. More conditions are available from the website link.


The rate of 10.00% is 10% higher than the average 0%. Also it is -10 % lower than the highest rate Updated May, 2018

on Standard Bank ZA's secure website

The rate is applicable for its variable rate product. The maximum amount or LTV is 95%. The bank also offers fixed rate loans as well. More conditions are available from the website link.


The rate of 10.00% is 10% higher than the average 0%. Also it is -10 % lower than the highest rate Updated May, 2018

on Standard Bank ZA's secure website

Rate 10.00%
APR 10.25%
Currency ZAR

Compare Standard Bank ZA Loan rates

Account Name Rate
Standard Bank 1 Month Fixed Deposit 5.45%
Standard Bank 3 Month Fixed Deposit 5.75%
Standard Bank Savings Account 2.60%

Compare Home Loan rates in South Africa

Account Name Rate
Nedbank Home Loan 10.00%
FNB Home Loan 10.25%

Standard Bank ZA Discussion

  • Q: I have a home loan with STB, I want to know why am I charged more than 10% interest on my home loan?

    Reply Daphney from Johannesburg, South Africa
  • Q: At what percentage will I be charged for a R255000 home loan from standard bank including if I pay the conveyancing cost?

    Reply george from South Africa
  • Q: What is the average rate for homeloan

    Reply Martin from Johannesburg, South Africa
    • R: At what percentage will I pay on your home loane? Or mortgage bond after borrowing plus my deposit of all the transfer costs?

      Reply george
  • Q: If I would want to apply for redeeming my mortgage, how long will it take to finalise it?

    Reply Auret van Zyl from United Kingdom
  • Q: I have a home loan with standard bank but I need to know if standard bank can be able to finance me if I need to buy a car. I will be cancelling some of my expenses in order to accommodate the car instalment. at the moment my bank statement shows that i am left with nothing after paying for my responsibilities but i know that I can afford because i will be dropping off some of my responsibility like the medical aid.

    Reply Princess from South Africa