Capitec Bank
7 followers

Capitec Bank 1 Year Fixed Term Deposit


Type Fixed
Rate 6.80%
Currency ZAR

The following Interest Rate for fixed term account is applicable for a term ranging from 7 to 12 months with rates varying by deposit amounts. Product is 'Fixed Term Savings Plan / Multiple Deposits Option' above R100,000


The rate of 6.80% is 0.55% lower than the average 7.35%. Also it is 1.98 % lower than the highest rate 8.78 Updated May, 2018

on Capitec Bank's secure website

The following Interest Rate for fixed term account is applicable for a term ranging from 7 to 12 months with rates varying by deposit amounts. Product is 'Fixed Term Savings Plan / Multiple Deposits Option' above R100,000


The rate of 6.80% is 0.55% lower than the average 7.35%. Also it is 1.98 % lower than the highest rate 8.78 Updated May, 2018

on Capitec Bank's secure website

Type Fixed
Rate 6.80%
Currency ZAR

Compare Capitec Bank Deposit rates

Account Name Rate
Capitec Bank 6 Month Fixed Term Deposit 6.38%

Compare 1 year rates in South Africa

Account Name Rate
African Bank 1 Year Term Deposit 8.78%
Grindrod 1 Year Fixed Deposit 8.10%
Investec 1 Year Fixed Deposit 7.82%

Capitec Bank Discussion

  • Q: Hi. I want to invest R 17,000 for 7 months how much interest will I make?

    Reply Yvonne from South Africa
    • R: I would imagine so!! The debit card is international

      Reply Elmien
  • Q: I am over 50years old and want to invest R200 000 for 4 years. how much will I get monthly.

    Reply LULAMA from South Africa
  • Q: hi. if I invest 10000 for 6 month how much I would earn

    Reply abongile from East London, South Africa
  • Q: Hi, i want to invest but i do not know where to start. can you help me?

    Reply precious from South Africa
  • Q: Hi, i want to invest but i do not know where to start. can you help me?

    Reply precious from South Africa
  • Q: Hi! If I invest R500 for 36 months how much would I get?

    Reply Lindelwa from South Africa
  • Q: If i invest R10000 for 7months how much will get?

    Reply Mpho from Johannesburg, South Africa
  • Q: investment is it a once payment or a recurring payment?

    Reply NOMASONTO from Alberton, South Africa
  • Q: I want to buy shares to make money. How do i do it. Or what must i do. Can i start with R100 or howmuch can i start with. Please let me know. I realy want to start to make money.

    Reply Brandon from South Africa
  • Q: Invest R500000 for 7 months how much interest

    Reply Linda from South Africa
  • Q: If I invest 200000 rand in a fixed deposit for two years, how much will l be getting every month.

    Reply Dotun from South Africa
  • Q: If i inves R500 for 6 months how much would i get

    Reply Yolandi from Somerset West, South Africa
  • Q: opened a fixed savings account and now I want to get the money before the date of maturity. Will I be able to get the money?

    Reply Thamsanqa from South Africa
  • Q: Can you open lump sum deposits will your account is already has money in?

    Reply Rodzana from South Africa
  • Q: If I invest R5000 for 5years how mach I wll earn

    Reply Motlejwa from South Africa
  • Q: Good day could you please inform me about your fixed deposit accounts, if I invested 10k/ R10 000 for 12 month. how much interest would I receive at the end of the maturity date ? And does this interest drawn on the money depend on the rand i.e. how weak or strong it is. does that have any (positive/ negative) effects on the interest drawn on the money?

    Reply GEE from Cape Town, South Africa
    • R: Please inform me .lf i invest 30 000 for seven months of fixed deposite hw much intrest will i get

      Reply Tawanda
  • Q: as a capitec client i want to invest R3000 yearly;how much would it be then?

    Reply phumla f makhunga from Pietermaritzburg, South Africa
  • Q: if i invest R1000.00 for 12 months how much will i get

    Reply victoria from Mokopane, South Africa
  • Q: I would like to asked that it is possible to bridge the contract because I have invested 170000 for 12 month but now I have a serious problems can I go to the bank and tell them Thank you

    Reply dineo from South Africa
  • Q: If I invest 10.000 For a year how much do I get everymonth

    Reply Phumzile from South Africa
    • R: How much will I get every month if I invest R10000

      Reply Tsheru
  • Q: I opened a fixed savings account and now I want to get the money before the date of maturity. Will I be able to get the money?

    Reply Joe from Johannesburg, South Africa
  • Q: I would like to invest or fixed my money for a period of 12 months and I would like to know about the interest that how much would I get after the 12 months?

    Reply Michael from Johannesburg, South Africa
  • Q: I want to open another fix saving but I had one opend on 7 July 2017. can I open 1 or what should I do

    Reply Given from South Africa
  • Q: if i invest R10 000 for 10 months how much interest will i get

    Reply Amelia M from South Africa
    • R: if I invest 100 000 for 12 months how much will my interest be

      Reply Samuel shamese
  • Q: How much will I get if I fix 300 000 per Annum with standard Bank?

    Reply Boitshepo from Congo
  • Q: I have invested Money in a fixed investment and I would like to get withdraw a portion of it.Is it possible to withdraw before the maturity date?

    Reply Nnana from South Africa
  • Q: I want to invest 500 how much 12 months

    Reply charmaine from South Africa
  • Q: if I have a stop order and I want to take the money do I need to sign or what when I need it

    Reply phumza from South Africa
  • Q: I want to invest R15 000 this December for Six months.How much interests to have after six months.

    Reply hellen from Pretoria, South Africa
  • Q: Hi i need to invest R1000 for 1 year i need to know how much will i get??

    Reply Willem from Pretoria, South Africa
  • Q: I have invested Money in a fixed investment and I would like to get withdraw a portion of it.Is it possible to withdraw before the maturity date and not wait for a 32 days notice period?

    Reply Kagiso from South Africa
  • Q: I need to know how much l will get if l invest 2000rands for 46 months

    Reply KETTY from South Africa
  • Q: Is it possible to claim my fixed deposit before 12 months

    Reply Dorah from Pretoria, South Africa
  • Q: If i invest my R100 000 over 60 months and i need montly interest how much will be to receive montly?

    Reply moseki from Pretoria, South Africa
  • Q: what if I need my money before 12 month

    Reply mankete from South Africa
  • Q: how much money must i invest if i need to collect 7000

    Reply MUNIRAH from South Africa
  • Q: I had an flexu accoubt on my capitec app which i accidently made a fix accound... i need that money now. Can i make it a flexi accoubt again

    Reply jafta C from South Africa
  • Q: Can i get my fixed saving money before maturity date emergency

    Reply Padwell from Pretoria, South Africa
  • Q: I want to invest R1000 for six months and I would to how many days takes to claim the money that I invested, and how much profit will I get back

    Reply leele obedie noka from South Africa
  • Q: Can i do a once off save for R2000 in my savings account

    Reply Bollie from South Africa
  • Q: I have invested Money in a fixed investment and I would like to get withdraw a portion of it.Is it possible to withdraw before the maturity date?

    Reply Paballo from Johannesburg, South Africa
  • Q: I have a fixed term investment with Capitec but now require a partial amount of that investment, how do I go about having it paid into my regular savings account?

    Reply Lisa from Cape Town, South Africa
  • Q: What would your interest rate be for R 3 million investment over 5 years?

    Reply Brian from South Africa
    • R: I like to know something,i like to fix 23,000 thousand for a year.how much interest can i get

      Reply Boitumelo
  • Q: I want to open an account with capitac bank what should i do,what do they need from me in order to open account?

    Reply martha from Pretoria, South Africa
    • R: I want to open an account with capote can bank. What is needed from me.

      Reply Lesley
  • Q: How many days or months to claim investment money?

    Reply martha from Pretoria, South Africa
  • Q: we want to open an account as a group of ladies and invest our money for 1 year. please advice what type of account we can open. the money will be withdrawn in December

    Reply Nomsa Molele from Johannesburg, South Africa
  • Q: If I fix 1000 for a year in my capitec fixed investment how much will I get

    Reply kgomotso from Pretoria, South Africa
    • R: I like to invest 20.000 for year, how much can I make

      Reply Boitumelo
    • R: if i invest 5000 for one year how much money wil i have

      Reply RIAAN
    • R: If i fix 1500 how much I can get after a year?

      Reply Hendswell
  • Q: Can i cancel fixed investment before its matured its possible

    Reply fortunate from South Africa
    • R: Can I cancel my fixed term account before time I have an emergency and need the money urgently.

      Reply Tebogo
  • Q: What is your question?i have open a fixed account at capitec how many days does it takes for me to get my money if I release my money

    Reply keikantseng mogosh from South Africa
  • Q: We invested money for a year but need to take out sml portion for an emergency da prob is went to da bank but don't want to release da money dey said must wAit til next year wat can we do cause we need it desperately

    Reply S.g pillay from South Africa
    • R: I wish to invest R300 000, how much is going to accumulate monthly for 24monthly?

      Reply Pati
    • R: When we have a fixed deposit you will not be able to withdraw , with life insurance companies you have the option of a loan or a disinvestment obviously there will be charges , please contact me if you need advise on investments

      Reply Lukas
  • Q: Can I cancel my fixed term account before time I have an emergency and need the money urgently.

    Reply zamangwe from Durban, South Africa
  • Q: If i invest 10000 for 1 year how much interest will i get with Capitec

    Reply Nokwazi ncube from Durban, South Africa
  • Q: How much interests if I fix 10-000 for 6mnts

    Reply Nokuthula from Durban, South Africa
  • Q: Hi,I have an emergency and I would like to know if it will be possible for me to do early withdrawal on my capitec fixed investment

    Reply Rammane Reuben from South Africa
    • R: can i cancel my fix term of one year i need the money for emergency situation

      Reply danny
    • R: hi can i release money before maturity date? its urgent?

      Reply Kauthar
  • Q: If I need to withdraw money from my 1 year investment before the year is completed, can it be done and how do I about it.

    Reply Jan from Johannesburg, South Africa
  • Q: Good Day Just wanna find out can a fixed term investment be cancelled if one need money urgently for emergency. Regards Gresilda

    Reply Gresilda from South Africa
  • Q: i put my money in a Fixed-term savings account (single deposit option) for 2 years. After a year I want to take the money to buy a house.Will I pay any penalties for taking the money before 2 years and what will it penalties be

    Reply Andries from Johannesburg, South Africa
  • Q: is it possible to claim my one year fixed deposit before 12months?

    Reply lerato from Johannesburg, South Africa
  • Q: Because of an emergency, I need to cancel my investment. I only need a portion of that money. How long will it take before I get the money and are there any costs?

    Reply Katlego from Wynberg, South Africa
  • Q: if l invest R10000 for 12 months how much interest do l get

    Reply sydney khumalo from South Africa
  • Q: What rate of interest are you offering for 12 months fixed deposit for over 55 's

    Reply Jill from South Africa
  • Q: if I have a capitec Accnt already can I open an investment Accnt?

    Reply Maureen from Pretoria, South Africa
  • Q: What if need my money before 12months

    Reply Thembelihle from Pretoria, South Africa
  • Q: Hi capitec,can I deposit money on the fixed account ?

    Reply Wanda from South Africa
  • Q: Can I access my fixed investment before maturity and and continue.

    Reply kgothatso from Johannesburg, South Africa
  • Q: If i invest 30 000 for 12month how much will i benefit after that?

    Reply Motsamai from South Africa
  • Q: If I invest 20 000 how much will I get in two months

    Reply MOSIUWA from Pretoria, South Africa
  • Q: I fixed R10300 for 2years how much interest am I going to get in cash by December 2017

    Reply hulisani from Pretoria, South Africa
  • Q: Need more information about investment and also like to know that can you invest aslittle as R500?

    Reply Paula from South Africa
  • Q: I am interested at investing, what is you minimum investing fixed amount annually?

    Reply siziwe from Johannesburg, South Africa
  • Q: I had an acc with capitec last time i used it wa 2012 is it open or what

    Reply noluvuyi from Johannesburg, South Africa
  • Q: HI.I will like to know what exactly do i need to do if i want to start saving money for rainy days.assuming that i deposit R500 per month in my account for the next 10months.how much will i get at the end of my depositing term or whatsoever.lets call it a short term investment.please provide me with full information on what to do and where to go.am having an account with capitec bank.thank you

    Reply solomon from Pretoria, South Africa
  • Q: Do u have a specific amount that i have to invest or fix for 1 year?

    Reply disebo from Johannesburg, South Africa
  • Q: if i invest 10 000 for 8months how much i will get back

    Reply RAPELANG from South Africa
  • Q: I want to open an investment account at capitec, which they will deduct R200 every month from my capitec account. I want to know what they want and their interests.

    Reply Refilwe from South Africa
  • Q: Lending and investment rates at capitec bank

    Reply Lesego from Johannesburg, South Africa
  • Q: Can I invest as little as R1000 for 4 years?

    Reply nozipho from Johannesburg, South Africa
  • Q: What are the terms and conditions of cancelling 1year fixed deposit before it matures?

    Reply Neo from Johannesburg, South Africa
  • Q: I need to know how much interest can I get from investec on R100000pa in rands

    Reply Lazarus from Johannesburg, South Africa
  • Q: I want to fix R10000 for 6 months how much would l get

    Reply Julia from South Africa
  • Q: is it possible for me to go to any branch of capitec and tell them that I want to save money for the whole year.even if I opened an account to the other branch?

    Reply ikageng from Johannesburg, South Africa