Capitec Bank
6 followers

Capitec Bank 1 Year Fixed Term Deposit


Type Fixed
Rate 7.10%
Currency ZAR

The following Interest Rate for fixed term account is applicable for a term ranging from 7 to 12 months with rates varying by deposit amounts. Product is 'Fixed Term Savings Plan / Multiple Deposits Option' above R100,000


The rate of 7.10% is 0.55% lower than the average 7.65%. Also it is 2 % lower than the highest rate. Updated Aug, 2017

on Capitec Bank's secure website

The following Interest Rate for fixed term account is applicable for a term ranging from 7 to 12 months with rates varying by deposit amounts. Product is 'Fixed Term Savings Plan / Multiple Deposits Option' above R100,000


The rate of 7.10% is 0.55% lower than the average 7.65%. Also it is 2 % lower than the highest rate . Updated Aug, 2017

on Capitec Bank's secure website

Type Fixed
Rate 7.10%
Currency ZAR

Compare Capitec Bank Deposit rates

Account Name Rate
Capitec Bank 6 Month Fixed Term Deposit 6.50%

Compare 1 year rates in South Africa

Account Name Rate
African Bank 1 Year Term Deposit 9.10%
Nedbank 1 Year Fixed Deposit 8.40%
Mercantile Bank South Africa 1 Year Term Deposit 8.00%

Capitec Bank Discussion

  • Q: I have invested Money in a fixed investment and I would like to get withdraw a portion of it.Is it possible to withdraw before the maturity date?

    Reply Paballo from Johannesburg, South Africa
  • Q: I have a fixed term investment with Capitec but now require a partial amount of that investment, how do I go about having it paid into my regular savings account?

    Reply Lisa from Cape Town, South Africa
  • Q: What would your interest rate be for R 3 million investment over 5 years?

    Reply Brian from South Africa
  • Q: I want to open an account with capitac bank what should i do,what do they need from me in order to open account?

    Reply martha from Pretoria, South Africa
  • Q: How many days or months to claim investment money?

    Reply martha from Pretoria, South Africa
  • Q: we want to open an account as a group of ladies and invest our money for 1 year. please advice what type of account we can open. the money will be withdrawn in December

    Reply Nomsa Molele from Johannesburg, South Africa
  • Q: If I fix 1000 for a year in my capitec fixed investment how much will I get

    Reply kgomotso from Pretoria, South Africa
  • Q: Can i cancel fixed investment before its matured its possible

    Reply fortunate from South Africa
    • R: Can I cancel my fixed term account before time I have an emergency and need the money urgently.

      Reply Tebogo
  • Q: What is your question?i have open a fixed account at capitec how many days does it takes for me to get my money if I release my money

    Reply keikantseng mogosh from South Africa
  • Q: We invested money for a year but need to take out sml portion for an emergency da prob is went to da bank but don't want to release da money dey said must wAit til next year wat can we do cause we need it desperately

    Reply S.g pillay from South Africa
  • Q: Can I cancel my fixed term account before time I have an emergency and need the money urgently.

    Reply zamangwe from Durban, South Africa
  • Q: If i invest 10000 for 1 year how much interest will i get with Capitec

    Reply Nokwazi ncube from Durban, South Africa
  • Q: How much interests if I fix 10-000 for 6mnts

    Reply Nokuthula from Durban, South Africa
  • Q: Hi,I have an emergency and I would like to know if it will be possible for me to do early withdrawal on my capitec fixed investment

    Reply Rammane Reuben from South Africa
  • Q: If I need to withdraw money from my 1 year investment before the year is completed, can it be done and how do I about it.

    Reply Jan from Johannesburg, South Africa
  • Q: Good Day Just wanna find out can a fixed term investment be cancelled if one need money urgently for emergency. Regards Gresilda

    Reply Gresilda from South Africa
  • Q: i put my money in a Fixed-term savings account (single deposit option) for 2 years. After a year I want to take the money to buy a house.Will I pay any penalties for taking the money before 2 years and what will it penalties be

    Reply Andries from Johannesburg, South Africa
  • Q: is it possible to claim my one year fixed deposit before 12months?

    Reply lerato from Johannesburg, South Africa
  • Q: Because of an emergency, I need to cancel my investment. I only need a portion of that money. How long will it take before I get the money and are there any costs?

    Reply Katlego from Wynberg, South Africa
  • Q: if l invest R10000 for 12 months how much interest do l get

    Reply sydney khumalo from South Africa
  • Q: What rate of interest are you offering for 12 months fixed deposit for over 55 's

    Reply Jill from South Africa
  • Q: if I have a capitec Accnt already can I open an investment Accnt?

    Reply Maureen from Pretoria, South Africa
  • Q: What if need my money before 12months

    Reply Thembelihle from Pretoria, South Africa
  • Q: Hi capitec,can I deposit money on the fixed account ?

    Reply Wanda from South Africa
  • Q: Can I access my fixed investment before maturity and and continue.

    Reply kgothatso from Johannesburg, South Africa
  • Q: If i invest 30 000 for 12month how much will i benefit after that?

    Reply Motsamai from South Africa
  • Q: If I invest 20 000 how much will I get in two months

    Reply MOSIUWA from Pretoria, South Africa
  • Q: I fixed R10300 for 2years how much interest am I going to get in cash by December 2017

    Reply hulisani from Pretoria, South Africa
  • Q: Need more information about investment and also like to know that can you invest aslittle as R500?

    Reply Paula from South Africa
  • Q: I am interested at investing, what is you minimum investing fixed amount annually?

    Reply siziwe from Johannesburg, South Africa
  • Q: I had an acc with capitec last time i used it wa 2012 is it open or what

    Reply noluvuyi from Johannesburg, South Africa
  • Q: HI.I will like to know what exactly do i need to do if i want to start saving money for rainy days.assuming that i deposit R500 per month in my account for the next 10months.how much will i get at the end of my depositing term or whatsoever.lets call it a short term investment.please provide me with full information on what to do and where to go.am having an account with capitec bank.thank you

    Reply solomon from Pretoria, South Africa
  • Q: Do u have a specific amount that i have to invest or fix for 1 year?

    Reply disebo from Johannesburg, South Africa
  • Q: if i invest 10 000 for 8months how much i will get back

    Reply RAPELANG from South Africa
  • Q: I want to open an investment account at capitec, which they will deduct R200 every month from my capitec account. I want to know what they want and their interests.

    Reply Refilwe from South Africa
  • Q: Lending and investment rates at capitec bank

    Reply Lesego from Johannesburg, South Africa
  • Q: Can I invest as little as R1000 for 4 years?

    Reply nozipho from Johannesburg, South Africa
  • Q: What are the terms and conditions of cancelling 1year fixed deposit before it matures?

    Reply Neo from Johannesburg, South Africa
  • Q: I need to know how much interest can I get from investec on R100000pa in rands

    Reply Lazarus from Johannesburg, South Africa
  • Q: I want to fix R10000 for 6 months how much would l get

    Reply Julia from South Africa
  • Q: is it possible for me to go to any branch of capitec and tell them that I want to save money for the whole year.even if I opened an account to the other branch?

    Reply ikageng from Johannesburg, South Africa