Capitec Bank
7 followers

Type Floating
Rate 5.40%
Currency ZAR

The 'Transaction/Savings Account' product has a Monthly administration fee on  and the savings rates vary according to various amounts in the account:



The rate of 5.40% is 1% higher than the average 4.4%. Also it is 1.55 % lower than the highest rate 6.95 Updated May, 2018

on Capitec Bank's secure website

The 'Transaction/Savings Account' product has a Monthly administration fee on  and the savings rates vary according to various amounts in the account:



The rate of 5.40% is 1% higher than the average 4.4%. Also it is 1.55 % lower than the highest rate 6.95 Updated May, 2018

on Capitec Bank's secure website

Type Floating
Rate 5.40%
Currency ZAR

Compare Capitec Bank Saving rates

Account Name Rate
Capitec Bank 1 Year Fixed Term Deposit 6.80%
Capitec Bank 6 Month Fixed Term Deposit 6.38%

Compare Saving rates in South Africa

Account Name Rate
FNB Money Maximiser Account 6.95%
Investec Prime Saver Savings Account 6.70%
Nedbank Money Market Account 6.25%

Capitec Bank Discussion

  • Q: Can i swipe with mycapitec card i have two account in one card is saving and salary account

    Reply Maggy from South Africa
  • Q: I'm interested in saving R1000 per month with capitec can you advise how much interest can I accumulate in 1 year

    Reply Wellington from South Africa
  • Q: Im interested in saving R 2000.00 per month with capitec can you advise how i can go about doing that how much interests can i accumulate in 1 year savings and how do you pay those interests

    Reply Abigail from South Africa
  • Q: I want to save a regular amount of R500.00 each month. Please could you advise if you offer an account which encourages regular saving? what is the interest rate and charges on this account. Many thanks Jenny

    Reply Jennifer from South Africa
  • Q: how to apply for the group savings account and what do we need to submit?

    Reply Morongwa from South Africa
  • Q: Good day, what is needed when opening savings account

    Reply Zandi Nhlapo from Johannesburg, South Africa
  • Q: I have an account with Capitec this account is for my kids maintenance money. my question is can I open a different one for my salary because I don't want my salary and maintenance to be in one account pls assist me.

    Reply Marie from Mafikeng, South Africa
    • R: Yes you can. Capitec bank allows you to open 3 different accounts using the same card therefore you can even name your 'accounts' differently and even have separate pins.

      Reply Sinawo
  • Q: I've opened a flexible savings account so I need to know if I can get my salary through this account and can I be able to withdraw money from the flexible savings account?

    Reply Asanda from Pretoria, South Africa
    • R: Yes dear you can because the ATM gives you more options to withdraw your money on that account.

      Reply Sinawo
  • Q: My company wants me to open an account as I will be starting working for them what thing's do I need to bring

    Reply Andiswa Qotoyi from South Africa
  • Q: Hi, I'd like to know whether there will be interest added if a group of (approximately 60) deposit R300 each for 3 months Thank you

    Reply Sanele from Johannesburg, South Africa
  • Q: what are your savings account options. what are the requirements for each account. what are the fees attached. and what is the interest rates

    Reply ange from South Africa
  • Q: I would like to know about opening an acc with capitec with a linked acc for a savings where I earn interest every month, so I want to put my commission in the linked acc to earn interest but mustn't be a fixed or locked acc. I must have access to this acc if I need it in an emergency. Do you have an acc like this? And what's the fess? So it must be a cheap savings acc with a link acc to save money every month depending on my commission paid every month which would differ, then also two children saving accounts for my children to earn interest while they are still small. And where family can put money in for them for xmas or birthdays?

    Reply Chanene from South Africa